Guide to Chase Credit Cards
Chase is offering a number of popular credit cards, some of which now include a set of features the company calls “Blueprint.” The Blueprint features give the credit cardholder some flexibility in organizing and paying off the various expenses he or she charges to the card. Customers can visit the website to customize their experience as they pay back what they have spent, and possibly avoid paying interest at the same time.
Here are some of the configurable options in the Blueprint program.
* You can choose categories, like gasoline or groceries, and Chase will separate those items from the rest of the statement. The payment you send will go to these expenses first, so as long as you pay more than you spend each month, you will not pay any interest in the categories you choose.
* For larger purchases, you can decide how may monthly payments you’d like to make. Chase will calculate the portion of the monthly payment.
* If you want to pay your credit card off in full — and who doesn’t? — you can set the target date and Chase’s statements will tell you how much you need to pay each month in order to make your goal.
* Your expenses are categorized immediately, and you have access to view your data at any time. Many other cards, if they share your categorized data at all, send a summary only at the end of the year.
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