It’s becoming increasingly difficult to get by in our society without a credit card – or at the very least, a debit card with a credit card logo. Travel arrangements, restaurant reservations, online business transactions and placing orders by telephone all require the use of a credit card. Here are some things to consider before [...]
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An unsecured credit card is an account that does not require collateral. You do not have to deposit cash in the amount of your credit limit for the lender to hold, nor do you have to use your vehicle or home as collateral. There are many additional expenses with an unsecured credit card of this [...]
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A credit card processing account is a line of credit that has been extended to a business who wishes to accept credit cards as a form of payment. Generally these accounts are maintained by a financial institution, though not necessarily a bank.
Today, credit card transactions are authorized and captured electronically and sent via Automated Clearing [...]
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